HBL Ready Cash Loan 2024 Requirements, Interest Rate, Limit


Habib Bank Limited announced a new personal loan scheme for the people of Pakistan. They can get this loan via Mobile and no need to visit any Bank branch. HBL Ready Cash Loan 2024 is announced to fulfill all your financial needs like home expenditures, School Fees, and electricity, and gas bills. But you must know its requirements, loan limit, Interest rates, eligibility criteria, tenure, calculator, terms and conditions, documents required, markup rate, and how to apply.

HBL Personal Loan Scheme 2024 will be very useful for those individuals who want an instant loan at their doorstep via Mobile phones and there will be no tension to visit any Bank branch for documentation. From this loan scheme, you will get PKR 3 million instant loan and withdraw from any HBL debit card or Cheque book. You will get free life insurance and limit increasement will available every 12 months. So, stay on this page to get complete details regarding the HBL Readycash Loan Scheme and its requirements details.

HBL Ready Cash Loan 2024 Requirements

HBL Ready Cash Loan

Eligibility Criteria for Habib Bank Ready Cash Loan

  • If you want to get HBL readycash loan for Business then your business needs to exist for a minimum of 2 years.
  • For your Business loan, your age must be between 25 to 62 years.
  • If you are a salaried personnel and you want to get an HBL ready cash loan then your Minimum income must be PKR 50 thousand and your salary must be credited into HBL.
  • Your age limit must be 21 to 57 years.

HBL Ready Cash Loan Interest Rate

If you have decided to get the HBL Ready Cash Loan then you have to pay a fixed markup rate of 33% annually.

HBL Personal Loan Charges Details

  • You have to pay a one-time Processing Fee of Rs. 5,500.
  • Annual Charges of Rs. 5,000 (to be charged from the end of the first year)
  • Markup rate of 33% per year
  • Late payment charges: PKR 1,250 per late payment
  • If you want to enhance your limit then you must pay PKR 2500.

Documents Required

For Self Employees

  • CNIC Copy
  • Account maintenance certificate (where applicable)
  • Registered partnership deep (where applicable)

For Salaried Personnel

  • CNIC copy

How To Apply for an HBL Ready Cash Loan

  • There are 4 methods to apply for this HBL loan scheme.
  • The First method is to download an application form from the HBL website. Click to download
  • Fill out the application form and submit it to your nearest HBL branch.
  • The second method is to apply online at the HBL official website. Click to Apply.
  • The third method is to call at HBL helpline at 111111425 to get this loan.
  • The 4th method is the HBL android app from where you can apply for a ready cash loan at home.
HBL ready cash loan | Apply For Ready Cash | HBL Personal loan via mobile

Leave a Comment